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Bank of Perry County

Checking

VIP NOW Account*

Requirements for this checking account include a deposit of $1,000 to open.  Interest on your account will be compounded monthly and will be credited to your account monthly as well.  It can be withdrawn when credited.  The bank reserves the right to change the interest rate and annual percentage yield at any time at its’ own discretion. Interest will begin to accrue on the business day you deposit non-cash items into your account.  You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.  Club fees are $9 per month.  This account also offers unlimited transactions, free club checks, free cashier’s checks, and **accidental death insurance.

**Insurance products:

  • Not a deposit
  • Not FDIC-insured
  • Not insured by any federal government agency
  • Not guaranteed by the bank
  • May go down in value


Regular Demand Deposit Account (DDA)

Requirements for this checking account include a minimum deposit of $250.00 to open.  Monthly Maintenance Charge: If the daily balance of the account falls below $600.00 any day of the cycle period, then your account will be assessed a $7.00 monthly maintenance charge.

Per Debit Fee:  Additionally, we will charge $0.25 for each debit beyond the first 50 debits per month.


VIP Club Account*

Requirements for this checking account include a minimum deposit of $250.00 to open.

Club fees are $9 per month.  This account offers unlimited transactions, free club checks, free cashier’s checks, and **accidental death insurance.


**Insurance products:

  • Not a deposit
  • Not FDIC-insured
  • Not insured by any federal government agency
  • Not guaranteed by the bank
  • May go down in value


NOW Account

Requirements for this checking account include a deposit of $1,000.00 to open and you must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.  Interest on your account will be compounded monthly and will be credited to your account monthly as well.  It can be withdrawn when credited.  The bank reserves the right to change the interest rate and annual percentage yield at any time at its’ own discretion. Interest will begin to accrue on the business day you deposit non-cash items into your account.  A monthly maintenance charge of $6 will be imposed every statement cycle if the daily balance of the account falls below $1,000 any day of the statement cycle. 

Per Debit Fee: Additionally, we will charge $0.25 for each debit beyond the first 50 per month.  This account is not eligible for any corporation, LLC, or partnership.


Budget Checking Account

Requirements are a minimum of $250 to open a budget checking account.  There is a monthly maintenance charge of $2. 

Per Debit Fee: Additionally, we will charge $0.25 for each debit beyond the first 5 debits per month.


Hi-Fi Money Market Checking Account

Requirements for this checking account include a deposit of $2,500 to open.  You must maintain a minimum daily balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.  The bank reserves the right to change the interest rate and annual percentage yield at any time at its’ own discretion. Interest on your account will be compounded monthly and will be credited to your account monthly as well.  Interest will begin to accrue on the business day you deposit non-cash items into your account.  A monthly maintenance charge of $6 will be imposed every monthly statement cycle unless you maintain a minimum daily balance of $2,500.00.  During any calendar month, you may not make more than six withdrawals or transfers to another account of your or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, or by check, draft, debit card or similar order to a third party. 

Per Debit Fee: Each transaction over the 6 preauthorized debits per month will be charged $5 each.

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